What is Phishing Scam and how can you avoid it?
Millions of people lose their identity and a lot of money to these scammers every year. Just thinking of Falling prey to a phishing scam is a scary thought; no one wants their identity stolen.
Phishing scam also called “Spoofing” and “Carding” is when a spammer sends you an email claiming to be from a reputable bank or website. It always comes in the form of; “We were unable to authorize charges to the Credit Card Number you provided” OR “Your Amazon Account will be closed”
The email complete with authentic logos asks you to log in and verify your account information. Then the spammer captures your account information and helps himself to your account. They sometimes will sell your information to other criminals and you can become a victim of identity theft.
Check Link location; checking the link attached into the email sent to you, can be a great guide for you in such cases; you have to always remember that;
- Legitimate companies do not send impersonal letters or even ask for sensitive information via emails.
- Regularly check your bank account and credit card statements.
- Always type in the URL of the Web page you need. Phishing schemes depend on embedded links that take you to fake sites.
- Call the company, Do not use the phone number provided to you, some scams are sophisticated enough to set up elaborate phone answering systems to make them look more legit.
- NEVER give any sensitive information (personal or financial) to an organization that you don’t know.
- NEVER send your personal or financial information via email; it is not secure at all.
- And finally, if you already received a phishing letter forward it to spam@uce.gov.
Take extra care to protect your personal information because once it is out there it is very hard to get back. Just use these worthy tips and your common sense to avoid phishing scams and you can make your online experience a good one.

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