Newbornbusiness

All you need to know before And after building your online business
Subscribe

Pharming Scam, New scamming technique you have to avoid

March 30, 2008 By: Newbornbusiness Category: Scam No Comments →

Pharming Scam is one of the latest online scams and rapidly growing threat on the Internet. It is Similar to phishing scams but with a new twist. Hackers get into Domain Name Servers and redirecting your Internet browser. The ideal thing the criminal wants you to do is click on an e-mail link that takes you to a web site that looks authentic. You are redirected without your knowledge to a bogus site that looks identical to the genuine site.

There is no indication to the end user that a redirect has occurred. The web browser still shows the original web address. This behavior makes pharming attacks more difficult to detect.

This scam can fool even an experienced computer user. Once you log in with your login name and password, the information is immediately captured by the scammer.

Many computer security experts are predicting that pharming attacks will continue to increase as more criminals embrace these techniques. Pharming effectively eliminates the need for “bait” emails and is therefore potentially more dangerous than normal phishing scams and can cast a wider net in which to snare victims.

Pharming is really dangerous and can cause a lot of harm as well as loss of personal and financial information; to avoid becoming a new victim of the pharming scam here is a list of recommendations that will help you:

- Always make sure that you are submitting your financial information into a secure website; the beginning of the Web address in your browsers address bar should be “https://” rather than just http://

- Set up a well protecting antivirus and anti spyware to your pc, regularly check that your browser is up to date and new security patches are applied.

- Log into your online accounts on a regular basis. Check your bank, credit and debit card statements to ensure that all transactions are legitimate.

- As more and more web sites start using digital certificates to authenticate their identities, you will begin to see more popup windows asking you to accept these certificates the first time you visit the web site. Always read the certificate details and ensure the web site really is the one you wanted to visit.

- Never follow a link or open an attachment in an email, if it claims to be from a financial institution or simply somebody you don’t know.

Always protect your information, Pharming Scam is really skyrocketing and you have to be careful with the sites you visit and the information you give out.

What is Phishing Scam and how can you avoid it?

March 24, 2008 By: Newbornbusiness Category: Scam No Comments →

Millions of people lose their identity and a lot of money to these scammers every year. Just thinking of Falling prey to a phishing scam is a scary thought; no one wants their identity stolen.

Phishing scam also called “Spoofing” and “Carding” is when a spammer sends you an email claiming to be from a reputable bank or website. It always comes in the form of; “We were unable to authorize charges to the Credit Card Number you provided” OR “Your Amazon Account will be closed”

The email complete with authentic logos asks you to log in and verify your account information. Then the spammer captures your account information and helps himself to your account. They sometimes will sell your information to other criminals and you can become a victim of identity theft.

Check Link location; checking the link attached into the email sent to you, can be a great guide for you in such cases; you have to always remember that;

- Legitimate companies do not send impersonal letters or even ask for sensitive information via emails.
- Regularly check your bank account and credit card statements.
- Always type in the URL of the Web page you need. Phishing schemes depend on embedded links that take you to fake sites.

- Call the company, Do not use the phone number provided to you, some scams are sophisticated enough to set up elaborate phone answering systems to make them look more legit.

- NEVER give any sensitive information (personal or financial) to an organization that you don’t know.
- NEVER send your personal or financial information via email; it is not secure at all.
- And finally, if you already received a phishing letter forward it to spam@uce.gov.

Take extra care to protect your personal information because once it is out there it is very hard to get back. Just use these worthy tips and your common sense to avoid phishing scams and you can make your online experience a good one.

Signs & Formulas of Email Scams

March 22, 2008 By: Newbornbusiness Category: Scam No Comments →

Many of us receive Email Letter Scams and I’m sure you too have received many in your inbox over the course of your online experience.

These kinds of Email Scams are assumed to be originated in Nigeria, Ghana, Togo, and Benin. They are easy to recognize to the experienced, but if you are new online check out the following signs:

- Basically you get an email requesting vital information such as your social security number, address, credit card number and more.

- You may find some sentences and words that are always written in “Bold Capital letters” like: “DEAR SIR/MADAM”, “YOUR HELP IS NEEDED”, “I BEG YOUR ASSISTANCE”, “URGENT”, “FROM MR/MRS…..”

- Request for personal banking information; any deal you find in these emails will be too good to be true. You may sometimes receive email claims that you are lucky and that the sender wants to transfer a large sum of money, usually millions of dollars, to you. All what you are supposed to do is sending your “bank account Information”.

- Request for advance payment in US dollars for transfer fees; many will then ask the victim (Email Receiver) to send good Dollars to cover transfer taxes in advance!

As I said before, email scamming is spreading widely nowadays and you might have a previous experience with any forms of it as there are many different forms of email scams like: Inheritance Scam, Employment Scam, Lottery Scam, IRS Refund, Phishing Scam, and Chain Emails. We will tackle every form widely in coming posts.

If you receive one of their fraudulent email pleas for help contact your local authorities or email provider immediately.

Email Chain Letters Scam

March 18, 2008 By: Newbornbusiness Category: Scam No Comments →

Email Chain Letters is believed to be a classic pyramid scheme, it is a kind of Email scams; some times you may receive an email that claims that all you need to do is send the email along plus money by mail to the names at the top of the list, and most times the names in the chain emails are manipulated to make sure only the people at the top of the list make any money. After forwarding the chain letter, you add your name to the bottom.

This type is considered certainly less potentially harmful than some other bogus information that circulates via email. It is the traditional email chain or pyramid scheme.

Chain letters as a term can be used in different ways now.

Chain letters may use a trick claiming that a video will play or an image will pop up after the message is forwarded. Some versions simply make the vague claim that “something” will happen after the email is sent on, just “Forward” it.

Also Chain letters with an attached photograph of a child mummy claims that those who send the message to twenty friends will receive good luck

Threatening chain letter, another nasty chain letter apparently targets children and adolescents, claims that a dead teenager will kill the recipient if he or she does not forward the message.

Chain email claims to be a survey to collect and compile first names, these emails are just another pointless, bandwidth wasting chain letter. It simply asks you to add you first name to the email before passing it on.

Chain letters may also qualify under other types of illegal activities, as in the case of a Ponzi scheme asking recipients to send money and forward the e-mail. They may be harmful, and contain trojans.