Newbornbusiness

Scam is simply making money by stealing money, time, or resources from you. Or worse, they can continue to cause harm to you after the initial event in other ways too, such as taking your personal information, including credit card information and selling it to others, or even stealing your identity.

If you receive an email in your inbox claims that you are going to receive a huge inheritance from a long-lost friend or family member, therefore you should beware, as you are encountering an Inheritance Scam.

The formula of the email you may receive is like that ” We wish to notify you again that you were listed as a beneficiary to the total sum of £4,600,000.00GBP (Four million Six hundred thousand Great British Pounds) in the intent of the deceased (name now withheld since this is our second letter to you). We contacted you because you bear the surname identity and therefore can present you as the beneficiary to the inheritance since there is no written will.

In your acceptance of this deal, we request that you kindly forward to us your letter of acceptance”.

In this Scam technique, you are simply a focus of mass mailings for many people nationwide. Thousands of people having the same surname receive a notice that a huge inheritance has been located in their names. This email will spell out where the inheritance is located and how you can claim it. The scammer may ask for a fee to process the claim. You should never have to pay a fee as no reputable law firms and executors of wills will never ask you to send them money for a processing fee.

If somebody on the mailing list victims does claim his right to the inheritance, the amount is usually very small and many times less than the fee they paid to claim it.

There are many scams, frauds, and cons that you have to watch out for today. Do your research and talk to people involved with them to make sure and avoid those. In order to protect yourself from Inheritance Scams, you should check with your family members about any recent deaths. You can also check with the local Better Business Bureau, the State Attorney General’s office, or the U.S. Postal Inspection service.

Share

One of the pitfalls for new people coming online and looking for ways to make money are paid survey scams. The promise of making money for very little work is appealing to all of us.

There are plenty of scammers who have happily flocked to the world of paid surveys online. Unfortunately they can show an outward appearance of professionalism that matches the big buys in just about every way.

Unfortunately, some of those providing the tools online are not entirely doing so for your benefit and in the survey arena, spotting paid survey scams has become a bit of an artform. It’s an unfortunate circumstance but it’s simply part of the online landscape which novices need to be aware of.

A paid survey online scam is easy to identify, as first it will ask you to pay for the information provided to you. A paid survey online scammer will never provide his or her contact information. Most of the time these scammers only provide their email or post box number and never provide their contact address, phone number, fax or other details.
Here are some ways with which you can keep away from paid surveys scams:

- Do not be fooled by any seals or stamps that these websites use, you should see how they present themselves. You will find them trying to use a bunch of cheesy testimonials as their main draw, promising huge rewards, and their graphics professionally done. These are usually the first clues that should give you that little sense of unease.

- Utilize Google searches to the fullest. Search for the survey site’s name and the word scam. That will usually pull up a watch list with real reviews of it. There are several websites available that offer full reviews of the many survey sites on the internet, and can help you identify the legitimate paid surveys. You can even use Whois.com to check the details of a survey site.

- Guarantees which seem outrageous should signal a red flag. The truth is, paid survey sites can really only offer to refund your money so there really is no incentive other than that for a site to make a guarantee. If you’re being asked to pay money for a list of survey opportunities then don’t.

Share

FOREX is huge business. It is the biggest financial market in the world. But this doesn’t make it easier; on the contrary.

Forex is known as the scam market. With all that money going around, it’s no surprise that there are scammers and hyenas everywhere. You have trading systems, courses and even brokers that are constantly rated by traders as scams. In the case of the systems and courses because they promise a lot of profits with no work at all, and in the case of the brokers that give you all the resources but then trade against you, don’t let you withdraw your money.

The Forex market is challenging. Unless you are able to spend some time with it, not only trading but also reading and learning, you won’t make it.

When you start trading the Forex market, you need to keep these tips in mind:

- When you are looking for a forex trading system or a course, you’ll probably see things like “make $100,000 in a month”. Forex is a challenging market and not everyone can make money with it. Don’t get fooled by get rich quick schemes.

- People who have been scammed usually complain in forex chat forums. People who want to purchase forex products also visit these forums to hear the opinions of others.

- One of the basic things you should do before investing in forex trading is to check the background and track record of possible companies that will manage your account. Before buying a product or signing up with a broker, always read their webpages. Feel free to ask them your doubts. If they believe in their products and services, they will answer your questions.

Share

Scams are becoming bigger and bigger in the online society. Everywhere you turn there seems to be a new program promising you millions or things you could only dream of.

Scammers, who apply car buying scams to the online world, basically pretend to be overseas or far away from where you are. They really try to convince you to let them send a cashiers cheque. The problem with this is 99% of people doing this are sending cheques from stolen or forged bank drafts. They offer an amount greater than you are asking, then to send the balance on once the cheque has cleared. This is a scam using stolen/forged bank drafts/cheques which can clear in 3 days and bounce in two months. You may then have no car, and have paid the scammer the surplus cash and your bank pulls the total amount back.

So, Do Not Reply to any of these emails, if you replied, you would stuck into the scammer mind and keep sending such email scams to you in the hope that you may be a victim for one of them.

You should always make sure that you are dealing with a real person who is really interested in buying your car and offer a secured paying method with which you can ensure that you have got your money and not to be scammed.

If you found such Car buying email scams in your inbox, never hesitate to report these emails in order to protect other potential victims to be ripped of their money by those scammers.

Share

Spam is a pain and it’s getting advanced. The detectors can’t even catch the most advanced spam. The button that identifies emails as spam sometimes even lets spam you already blocked in.

The Internal Revenue Service (IRS) is the United States federal government agency that collects taxes and enforces the internal revenue laws. Some scammers used certain formulas in their emails trying to deceive their victims and convince them that they are due a tax refund, but they are really designed to obtain their personal information.

The IRS struggled to warn people about a tax refund email scam, which works like this. You receive an email purportedly from the IRS indicating you are due a tax refund, or that someone has tried to you a tax number assigned to you and deposited cash in the account. The IRS has then frozen the money, but you can get it back by clicking on the provided link. You are directed to click a link to visit a fake “IRS” page. On the page, you are asked to provide your Name, Address, social security number, etc., so your account can be accessed. The only thing that you will find after giving your personal data is that your Identity has been theft.

Always remember most of the time that you’ll never be asked for personal information through your email, not even most passwords are sent through emails, from any reputable company or in this case the government.

Do not fall for this scam, if you really are owed a tax refund, always remember that the IRS doesn’t have your email, it only communicates with taxpayers through the mail or by telephone or you can pick up the phone and contact the IRS. You can reach the agency by calling 1-800-829-1040.

Anything you receive in your inbox that purports to be from the IRS is not legitimate.

Beware thieves will always advance their scams so this one will evolve more and then another scam will be invented.

Share

If you’re not a careful browser, the internet can be a scary place. Don’t let yourself fall into the scammers traps; Lottery Scam is a form of advance fee fraud or money laundering. Every day thousands of false emails are sent to potential victims.

Such scams have been around for decades, almost since the start of the internet revolution. They thrive on the “get rich quick” mentality that most people hold, causing unsuspecting visitors to pay large sums of money to an internet lottery that will never allow you to recoup your losses–as there may not even be any winners.

You receive the “Congratulations! “Winning email”, you may receive a check for $200,000,000 CASH! Tax free! But you have not participated in the contest or bought a ticket. The email would assume that “Participants” were selected randomly from any world wide country and the price is part of a promotion program.

You may try to see whether this email is real or not, but doing so can be dangerous. Never give your personal information in an unsecured webpage, always remember that to win in a contest you firstly had to enter it by many different means, they can’t randomly pick you if you are not even in their database!

Sometimes even the country of the lottery does not match your living country or you are not citizen of it. And the email tells that you have to travel to another country in order to claim your winnings. If you would travel you would probably soon recognize there is no prize waiting for you.

If you are already participated in a Lottery prize, and unsure of the lottery syndicate or think you have been approached by some kind of lottery scam don’t be worried, do some background research. Try and find out if they are affiliated with the lottery that they are claiming to be part of, and try using Internet search engines to research more about that lottery.

Lottery scams are spreading widely, if you are a lottery lover, the best way is to join an authentic lottery syndicate website. Not only do they greatly improve your chances of winning the lottery but they also represent very good value too, as well as the fact that they take away a lot of hassle involved with the lottery.

Share

Scammers will find any way and try anything to separate you from your money; employment offers or opportunities should be approached with skepticism until the source of the offer is verified. Job and employment scams target people looking for a new job or a change of job. They often promise a lot of income for not a lot of work.

While searching for work from home, there are a few things you have to bear in mind. There are many scams out there waiting to pounce on the naïve or unknowing person without a clue as to how to proceed or where to look for jobs. Some of these scams require you to pay them to find you a job, but after paying you will find yourself looking for an employment again as you didn’t and will never find a reply from these fake jobs. Always remember “Never pay for a job”

Another way for scamming, you may find a company that either emails you or gives you access to an online job description and application. You then fill out the job application and wait to hear back from them regarding your prospects.

Here is the bitter fact; there is no company. There is no job. There is no employer. The goal of the scammer is to get your personal information. Sometimes they even ask for more than the basic contact information, they ask for additional information like your Social Security Number. If you provide your name and Social Security Number to a scammer you are allowing them the chance to steal your identity.

The question now is that “What can a scammer do with your personal information?”

The answer is simply that stealing your personal information means “Identity Theft”, Identity Theft can cause both short and long-term financial hardships for both you and your family.

The scammer can use your personal information to get multiple credit cards, lines of credit, or loans in your name; leaving them with free money and you with unpaid bills and untreatable headache.

You should be very careful of someone who uses spam email or ads to employ people. They are often only interested in earning money from you!

Share

Sex is the biggest selling thing on the internet. The number of romance scams as well as victims is on the rise. You can find some “fake” people in many dating websites even in the popular and famous ones as they can’t predict their users to be scammers or real users seeking friendship. Mostly these types of fraudulent activities are committed by people living in the African countries whose major source of income comes from this business.

The scammer posts an attractive photo, stolen from other websites, so these photos have nothing to do with these scammers. The real people of these photos are also victims of romance scam.

Scammers then can message you, become your friend, and then hit you with a “come see me on my cam”, for example. If you click one of the links, you could put yourself in a lot of trouble. Best bet is to just stay away from them all together.

When it comes to webcams, that is the scary part; Scammers sometimes ask the victim to get naked and take photos of the victim via the webcam. The scammer would later demand for money by threatening with exposure of the victim’s naked photos on internet.

Online dating scammers always Mass message members with pre-written copy of message revealing their interest in the victim’s profile and ask if the victim wants to know more about the scammer.

The scammer gradually lures the victim away from the messaging channels provided by the dating website towards external means such as personal emails, instant messaging, and telephone calls.

Those people can then convince you that they are real friends and want to do a relation with you, ask for some personal data, and then start their scamming business. Or even they can claim how bad their current circumstances and needs help to overcome it in some way. The scammer’s story could be very emotional and easily gain sympathy from the victim asking him/her to send money in many forms such as cash money orders, send merchandise, or currency exchange via a telegraphic money transfer service, etc…

Share

Pharming Scam is one of the latest online scams and rapidly growing threat on the Internet. It is Similar to phishing scams but with a new twist. Hackers get into Domain Name Servers and redirecting your Internet browser. The ideal thing the criminal wants you to do is click on an e-mail link that takes you to a web site that looks authentic. You are redirected without your knowledge to a bogus site that looks identical to the genuine site.

There is no indication to the end user that a redirect has occurred. The web browser still shows the original web address. This behavior makes pharming attacks more difficult to detect.

This scam can fool even an experienced computer user. Once you log in with your login name and password, the information is immediately captured by the scammer.

Many computer security experts are predicting that pharming attacks will continue to increase as more criminals embrace these techniques. Pharming effectively eliminates the need for “bait” emails and is therefore potentially more dangerous than normal phishing scams and can cast a wider net in which to snare victims.

Pharming is really dangerous and can cause a lot of harm as well as loss of personal and financial information; to avoid becoming a new victim of the pharming scam here is a list of recommendations that will help you:

- Always make sure that you are submitting your financial information into a secure website; the beginning of the Web address in your browsers address bar should be “https://” rather than just http://

- Set up a well protecting antivirus and anti spyware to your pc, regularly check that your browser is up to date and new security patches are applied.

- Log into your online accounts on a regular basis. Check your bank, credit and debit card statements to ensure that all transactions are legitimate.

- As more and more web sites start using digital certificates to authenticate their identities, you will begin to see more popup windows asking you to accept these certificates the first time you visit the web site. Always read the certificate details and ensure the web site really is the one you wanted to visit.

- Never follow a link or open an attachment in an email, if it claims to be from a financial institution or simply somebody you don’t know.

Always protect your information, Pharming Scam is really skyrocketing and you have to be careful with the sites you visit and the information you give out.

Share

Millions of people lose their identity and a lot of money to these scammers every year. Just thinking of Falling prey to a phishing scam is a scary thought; no one wants their identity stolen.

Phishing scam also called “Spoofing” and “Carding” is when a spammer sends you an email claiming to be from a reputable bank or website. It always comes in the form of; “We were unable to authorize charges to the Credit Card Number you provided” OR “Your Amazon Account will be closed”

The email complete with authentic logos asks you to log in and verify your account information. Then the spammer captures your account information and helps himself to your account. They sometimes will sell your information to other criminals and you can become a victim of identity theft.

Check Link location; checking the link attached into the email sent to you, can be a great guide for you in such cases; you have to always remember that;

- Legitimate companies do not send impersonal letters or even ask for sensitive information via emails.
- Regularly check your bank account and credit card statements.
- Always type in the URL of the Web page you need. Phishing schemes depend on embedded links that take you to fake sites.

- Call the company, Do not use the phone number provided to you, some scams are sophisticated enough to set up elaborate phone answering systems to make them look more legit.

- NEVER give any sensitive information (personal or financial) to an organization that you don’t know.
- NEVER send your personal or financial information via email; it is not secure at all.
- And finally, if you already received a phishing letter forward it to spam@uce.gov.

Take extra care to protect your personal information because once it is out there it is very hard to get back. Just use these worthy tips and your common sense to avoid phishing scams and you can make your online experience a good one.

Share