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Scammers will find any way and try anything to separate you from your money; employment offers or opportunities should be approached with skepticism until the source of the offer is verified. Job and employment scams target people looking for a new job or a change of job. They often promise a lot of income for not a lot of work.

While searching for work from home, there are a few things you have to bear in mind. There are many scams out there waiting to pounce on the naïve or unknowing person without a clue as to how to proceed or where to look for jobs. Some of these scams require you to pay them to find you a job, but after paying you will find yourself looking for an employment again as you didn’t and will never find a reply from these fake jobs. Always remember “Never pay for a job”

Another way for scamming, you may find a company that either emails you or gives you access to an online job description and application. You then fill out the job application and wait to hear back from them regarding your prospects.

Here is the bitter fact; there is no company. There is no job. There is no employer. The goal of the scammer is to get your personal information. Sometimes they even ask for more than the basic contact information, they ask for additional information like your Social Security Number. If you provide your name and Social Security Number to a scammer you are allowing them the chance to steal your identity.

The question now is that “What can a scammer do with your personal information?”

The answer is simply that stealing your personal information means “Identity Theft”, Identity Theft can cause both short and long-term financial hardships for both you and your family.

The scammer can use your personal information to get multiple credit cards, lines of credit, or loans in your name; leaving them with free money and you with unpaid bills and untreatable headache.

You should be very careful of someone who uses spam email or ads to employ people. They are often only interested in earning money from you!

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Sex is the biggest selling thing on the internet. The number of romance scams as well as victims is on the rise. You can find some “fake” people in many dating websites even in the popular and famous ones as they can’t predict their users to be scammers or real users seeking friendship. Mostly these types of fraudulent activities are committed by people living in the African countries whose major source of income comes from this business.

The scammer posts an attractive photo, stolen from other websites, so these photos have nothing to do with these scammers. The real people of these photos are also victims of romance scam.

Scammers then can message you, become your friend, and then hit you with a “come see me on my cam”, for example. If you click one of the links, you could put yourself in a lot of trouble. Best bet is to just stay away from them all together.

When it comes to webcams, that is the scary part; Scammers sometimes ask the victim to get naked and take photos of the victim via the webcam. The scammer would later demand for money by threatening with exposure of the victim’s naked photos on internet.

Online dating scammers always Mass message members with pre-written copy of message revealing their interest in the victim’s profile and ask if the victim wants to know more about the scammer.

The scammer gradually lures the victim away from the messaging channels provided by the dating website towards external means such as personal emails, instant messaging, and telephone calls.

Those people can then convince you that they are real friends and want to do a relation with you, ask for some personal data, and then start their scamming business. Or even they can claim how bad their current circumstances and needs help to overcome it in some way. The scammer’s story could be very emotional and easily gain sympathy from the victim asking him/her to send money in many forms such as cash money orders, send merchandise, or currency exchange via a telegraphic money transfer service, etc…

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Pharming Scam is one of the latest online scams and rapidly growing threat on the Internet. It is Similar to phishing scams but with a new twist. Hackers get into Domain Name Servers and redirecting your Internet browser. The ideal thing the criminal wants you to do is click on an e-mail link that takes you to a web site that looks authentic. You are redirected without your knowledge to a bogus site that looks identical to the genuine site.

There is no indication to the end user that a redirect has occurred. The web browser still shows the original web address. This behavior makes pharming attacks more difficult to detect.

This scam can fool even an experienced computer user. Once you log in with your login name and password, the information is immediately captured by the scammer.

Many computer security experts are predicting that pharming attacks will continue to increase as more criminals embrace these techniques. Pharming effectively eliminates the need for “bait” emails and is therefore potentially more dangerous than normal phishing scams and can cast a wider net in which to snare victims.

Pharming is really dangerous and can cause a lot of harm as well as loss of personal and financial information; to avoid becoming a new victim of the pharming scam here is a list of recommendations that will help you:

- Always make sure that you are submitting your financial information into a secure website; the beginning of the Web address in your browsers address bar should be “https://” rather than just http://

- Set up a well protecting antivirus and anti spyware to your pc, regularly check that your browser is up to date and new security patches are applied.

- Log into your online accounts on a regular basis. Check your bank, credit and debit card statements to ensure that all transactions are legitimate.

- As more and more web sites start using digital certificates to authenticate their identities, you will begin to see more popup windows asking you to accept these certificates the first time you visit the web site. Always read the certificate details and ensure the web site really is the one you wanted to visit.

- Never follow a link or open an attachment in an email, if it claims to be from a financial institution or simply somebody you don’t know.

Always protect your information, Pharming Scam is really skyrocketing and you have to be careful with the sites you visit and the information you give out.

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Millions of people lose their identity and a lot of money to these scammers every year. Just thinking of Falling prey to a phishing scam is a scary thought; no one wants their identity stolen.

Phishing scam also called “Spoofing” and “Carding” is when a spammer sends you an email claiming to be from a reputable bank or website. It always comes in the form of; “We were unable to authorize charges to the Credit Card Number you provided” OR “Your Amazon Account will be closed”

The email complete with authentic logos asks you to log in and verify your account information. Then the spammer captures your account information and helps himself to your account. They sometimes will sell your information to other criminals and you can become a victim of identity theft.

Check Link location; checking the link attached into the email sent to you, can be a great guide for you in such cases; you have to always remember that;

- Legitimate companies do not send impersonal letters or even ask for sensitive information via emails.
- Regularly check your bank account and credit card statements.
- Always type in the URL of the Web page you need. Phishing schemes depend on embedded links that take you to fake sites.

- Call the company, Do not use the phone number provided to you, some scams are sophisticated enough to set up elaborate phone answering systems to make them look more legit.

- NEVER give any sensitive information (personal or financial) to an organization that you don’t know.
- NEVER send your personal or financial information via email; it is not secure at all.
- And finally, if you already received a phishing letter forward it to spam@uce.gov.

Take extra care to protect your personal information because once it is out there it is very hard to get back. Just use these worthy tips and your common sense to avoid phishing scams and you can make your online experience a good one.

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Many of us receive Email Letter Scams and I’m sure you too have received many in your inbox over the course of your online experience.

These kinds of Email Scams are assumed to be originated in Nigeria, Ghana, Togo, and Benin. They are easy to recognize to the experienced, but if you are new online check out the following signs:

- Basically you get an email requesting vital information such as your social security number, address, credit card number and more.

- You may find some sentences and words that are always written in “Bold Capital letters” like: “DEAR SIR/MADAM”, “YOUR HELP IS NEEDED”, “I BEG YOUR ASSISTANCE”, “URGENT”, “FROM MR/MRS…..”

- Request for personal banking information; any deal you find in these emails will be too good to be true. You may sometimes receive email claims that you are lucky and that the sender wants to transfer a large sum of money, usually millions of dollars, to you. All what you are supposed to do is sending your “bank account Information”.

- Request for advance payment in US dollars for transfer fees; many will then ask the victim (Email Receiver) to send good Dollars to cover transfer taxes in advance!

As I said before, email scamming is spreading widely nowadays and you might have a previous experience with any forms of it as there are many different forms of email scams like: Inheritance Scam, Employment Scam, Lottery Scam, IRS Refund, Phishing Scam, and Chain Emails. We will tackle every form widely in coming posts.

If you receive one of their fraudulent email pleas for help contact your local authorities or email provider immediately.

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Email Chain Letters is believed to be a classic pyramid scheme, it is a kind of Email scams; some times you may receive an email that claims that all you need to do is send the email along plus money by mail to the names at the top of the list, and most times the names in the chain emails are manipulated to make sure only the people at the top of the list make any money. After forwarding the chain letter, you add your name to the bottom.

This type is considered certainly less potentially harmful than some other bogus information that circulates via email. It is the traditional email chain or pyramid scheme.

Chain letters as a term can be used in different ways now.

Chain letters may use a trick claiming that a video will play or an image will pop up after the message is forwarded. Some versions simply make the vague claim that “something” will happen after the email is sent on, just “Forward” it.

Also Chain letters with an attached photograph of a child mummy claims that those who send the message to twenty friends will receive good luck

Threatening chain letter, another nasty chain letter apparently targets children and adolescents, claims that a dead teenager will kill the recipient if he or she does not forward the message.

Chain email claims to be a survey to collect and compile first names, these emails are just another pointless, bandwidth wasting chain letter. It simply asks you to add you first name to the email before passing it on.

Chain letters may also qualify under other types of illegal activities, as in the case of a Ponzi scheme asking recipients to send money and forward the e-mail. They may be harmful, and contain trojans.

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Scams are becoming bigger and bigger in the online society. We will tackle here some important matters you should do to avoid Online Scams and make the Internet a safer and more enjoyable place for all of us.

- Never divulge personal information in an email. Remember that officials from banks, the government and similar institutions will never ask you for private details in an email. Banks also don’t use hotmail. If the return address is a free webmail address, be suspicious.

- Never download or open attachments on suspicious emails. They may contain viruses or trojans that could allow a hacker to access your computer.

- You should ask some questions before you make any purchase online or sign up to any type of marketing or money making site. These questions may include; are you paying money up front with the promise that you will make ten times that amount in a few months? Who are you sending the money to? Are you actually paying for a product or for just some words of advice from someone who claims to have made millions of dollars through his patented techniques? Does the website look legitimate? All of these questions and many more should be asked.

- Make sure that the one who sent you an email is a real person. There are many websites like http://email-scams.info that have lists of scam emails. Find out whether the email you are contacting with is not enlisted.

- Be alert and never give over your credit card details and personal information if you are not totally convinced of a source’s legitimacy.

- The best thing to do when you or someone you know has become a victim of one of these online scams is to report it to the authorities.

You can report online scams to The Internet Fraud Complaint Center or (IFCC); they provide a convenient and easy-to-use reporting mechanism that alerts authorities of a suspected criminal or civil violation. Their web address is: http://www1.ifccfbi.gov

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The dream of making flows of millions of bucks just from your PC at home, has dominated the minds of a huge number of online users . This was a matchless environment for Online Scamming to emerge. It is really an amazing chance for many online users to make money at home, but they must be wary that their dreams don’t cause to fall into an internet business scam.

Scams can be defined as tricks to relieve you of money or possessions, by deception. In other words you are handing over money or goods for something that doesn’t neither exist nor work.

There are many various scamming types and forms like; Lottery scam, Employment scam, Paid surveys, Phishing Scam, Online dating scam, Pharming scam, Chain emails, and many more. People call it a scam because they were more than likely lied to about how easy it would be, then when they didn’t make piles of money right away, they got discouraged and called it a scam.

Sadly, people are continuing to fall for online scams where identity theft is the spammers’ goal. These con artists and hackers are just waiting to commit online fraud and steal your identity.

More and more people every day are learning the ropes of internet marketing and making real money from home. Products delivered through a digital format are very popular. Audio and video products offer new opportunities, in addition to e-books. There is real money to be made.

One way to recognize a scam is: if it sounds too good to be true, it probably is. Steer clear of anything that promises too much for too little (or nothing) on your part. You won’t make a million dollars working an hour a day. Also be careful of opportunities that cost hundreds of dollars. The beauty of the internet is there is a ton of information available free and at very little cost

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